AJA Risk Management Consultants, Inc., was founded by Ben Silberstein in 1982 to provide independent property/casualty consulting services to insurance companies and large commercial accounts. Based in midtown Manhattan, AJA concentrated on providing traditional actuarial services in workers’ compensation, automobile liability, general liability and medical malpractice.

As AJA expanded, the firm developed a specialty in alternative risk management, particularly self-insurance and domestic and offshore captive programs. From the start, staff members have served as “thought partners” to their clients, providing innovative solutions to challenging, risk-related business issues. In 1992, with clients located throughout the United States, the firm moved to East Brunswick, NJ. In 2001, Ben opened a second office in the Berkshires of Western Massachusetts. Two years later, he consolidated the two offices into the current location in Great Barrington, MA.

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Ben Silberstein, FCA, MAAA, ACAS

Ben Silberstein holds a BS in mathematics from Brooklyn College. His business career began at Home Insurance Company in New York City, where he became chief actuary for Personal and Commercial Lines ratemaking. In 1978, Ben became the first property/casualty actuary hired by Marsh & McLennan, the world's largest retail broker. He was responsible for providing actuarial support to large commercial accounts across the country. He founded AJA Risk Management in 1982.

As president of AJA, Ben developed his specialty area of alternative risk. He is recognized as a Qualified Loss Reserve Specialist in all major captive jurisdictions, including Vermont, Colorado, Hawaii, South Carolina, Bermuda and the Cayman Islands. He has been involved in the formation of numerous captives, risk retention groups and risk purchasing groups. He holds designations as Fellow of the Conference of Consulting Actuaries (FCA), Member of the American Academy of Actuaries (MAAA) and Associate of the Casualty Actuarial Society (ACAS).

Interesting facts: Ben has three children—Adam, Jennifer and Arielle, a.k.a. AJA. He and his wife Elaine, an Interior Designer, enjoy hiking, being outdoors and participating in community activities. Ben is a member of Rotary, the Chamber of Commerce and his local synagogue.

Abby Ouimet

Abby Ouimet holds a BA in Physics from Amherst College. Originally from Hatfield, MA, she attended the Williston Northampton School, where she graduated as valedictorian and received awards for citizenship and athletic excellence. While at Amherst, she studied a wide array of subjects. In addition to math and science, she took courses in Political Science, Economics and Spanish. She is currently studying to take the actuarial exams and qualify as a member of the Casualty Actuarial Society.

Interesting fact: Abby was a member of Amherst’s field hockey and lacrosse teams and a three-time All-American in lacrosse, setting school records for points and assists. During her senior year, the team won the Division III National Championship. She also received regional and conference honors in field hockey, twice being named to the Regional All-American Team.