AJA Risk Management is an independent actuarial and risk management consulting firm specializing in alternative risk financing and self-insurance.

Seasoned professionals in the property/casualty field, AJA staff members combine urban sophistication with rural pragmatism. We respond quickly to client needs. Our services, customized to the requirements of each company, range from ratemaking and loss reserve certification to analysis of reinsurance and finite risk covers.

Our business knowledge, experience and creativity make us ideal partners when companies seek comprehensive, cost-effective solutions to managing risk.