Self Insurance/Large Deductible

Self-insurance and large deductible programs are part of the alternative risk market—or, in other words, they are program structures that fund their risks outside of the traditional insurance market. Whether a program is a full self-insurance or has a large deductible, AJA can provide multiple services to assist in the risk management of the program.

Typical Services Provided

  • Annual loss projections
  • Loss reserve analysis and certification
  • Premium and loss allocation systems
  • Actuarial analysis of M&A
  • Cash flow analyses and asset/liability matching
  • Analysis of reinsurance and finite risk covers
  • Comparative analysis of risk financing alternatives
  • Self-insurance feasibility studies
  • Regulatory support
  • Confidence level analysis
  • Retention analysis

Comments are closed.